Coyote Blog

Well, so much for the implicit gag order Obama has had on the insurance companies.  Bet we will find out a lot more interesting details about the exchange rollouts now.

[T]he White House has its own idea to stop the bleeding: Allow insurers to renew existing plans in 2014 (which means they could continue into 2015) while forcing them to send Landrieu-like letters explaining why their plans don’t conform to the Affordable Care Act’s standards.

This doesn’t really ensure anyone can actually keep their plan — which means it also doesn’t affect premiums in the exchanges. But it makes it easier for Democrats to blame insurers for canceling these plans. And it perhaps makes it easier for the White House to stop congressional Democrats from signing onto something like Landrieu or Udall.

The insurance industry is furious. They’ve been working with the White House to get HealthCare.Gov up and running and they’ve been devoting countless man hours to dealing with the problems and they’ve been taking the heat from their customers over canceled plans, and now the Obama administration wants to make them into a scapegoat.

“This doesn’t change anything other than force insurers to be the political flack jackets for the administration,” an insurance industry insider told Evan McMorris-Santoro. “So now, when we don’t offer these policies, the White House can say it’s the insurers doing this and not being flexible.”

This is like telling GE to reintroduce 100 watt lightbulbs on thirty days notice, and then blaming them if they don't do it.  Or as I tweeted earlier,

Obama telling insurers they can reinstate plans is like my wife telling me to take the exit we passed two miles ago @instapundit @mfcannon

— Coyoteblog (@Coyoteblog) November 14, 2013

 Update:  Left rallying around Obama, spreading the word that cancellations are all the insurance companies' fault.  I am SO glad I am not affiliated with a political party such that I would feel the need to embarrass myself to support some flailing politician on my team.

The Left has been calling cancelled policies "sub-standard" for months now.  For three years Obama's own folks were estimating that over half of individual policies would have to be cancelled due to the law, and in fact they purposely wrote the regulations narrower to invalidate the maximum number of policies.  But now cancellations are the insurance companies' fault??

Radley Balko linked this article about Virginia drivers being fined for not having proof of insurance, something that is actually not illegal in the state.  Apparently, it is illegal to drive without having insurance coverage, but there is no requirement to carry proof of insurance or any crime defined in law for not carrying such proof.

SO there is some "confusion", but note that the only confusion is in the mind of state law enforcement officers, who are attempting to exceed the law.  The obvious solution, to me, would be to educate the officers and prosecutors on the damn law.   Of course, agents of the state have a different solution (emphasis added)

Lynchburg Commonwealth's Attorney Michael R. Doucette agreed that failure to have proof of insurance while driving is not illegal.

"Rather, the offense is having an uninsured motor vehicle and not paying the uninsured motorist fee of $500 per year," Doucette said.

Doucette said requiring drivers to present either proof of insurance or proof of payment of the uninsured vehicle fee would go a long way to clear up the confusion. The General Assembly has considered such a mandate at least three times, but has never passed it.

Get it?  The best way to solve the problem of the state exceeding its authority is to just give the state new powers and criminalize more things so its actual authority matches it's desired powers.  I fear that this will also be the state's answer for the fact that photography is not a crime.