Identity Theft

My wife and I signed up for Lifelock this week.  Lifelock is a company that puts rolling 90-day fraud alerts on your credit files at the major credit companies.  In practice, this means that the credit agency must call you and get your verbal permission to issue a credit report or check to any third party.  They also claim to stop most pre-approved credit offers.  Their approach to identity theft is the best one that I have heard about yet.   I will see how it works in practice.  Anyone with experiences with this or similar companies are encouraged to post comments.

By the way, I saw a week or so ago that there is a bill in Congress that touches on this practice in some way, but now I can't find the link.

Postscript:  I had trouble with their web sign-up using Firefox.  It went smoothly when I switched to IE.

5 Comments

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  3. Phillip:

    Re:Identity Theft

    This may be slightly off topic, but it falls within a similar range. The fraud alert for your credit is a good idea but one should also consider that we live in a world of computer transactions. That being said, we should all be aware that our personal data, on our computers, is at risk also, so software like Digital File Shredder Pro (http://www.stompsoft.com/fileshredder.html) and good encryption programs are also important to maintaining the security of our identities. I've already had my identity stolen once and I want to make sure that it can be prevented for others.

  4. Edward Romanoff:

    The End of Identity Theft; Can you post this on your Blog?

    Motioncodes is a new science that has actually been around for thousands of years. For a moment, think about how you distinguish one person from another. What is recognized and stored in memory? How is this information gathered? What sets us apart to make us unique? Answer – people subconsciously signaling their behavioral codes (state of mind) through body language. Without realizing it, we reveal who we are and our intentions. The progression of motioncodes: from the cave drawings of our distant ancestors to paintings, photography, to film, and finally computers-allows us to quickly and remotely (via any surveillance camera) digitize and store human body movements that are unique to everyone-just like fingerprints. Those movements are converted to a 6 digit ‘rotation number’ which is different for everyone on Earth and cannot be deciphered. Passers-by would be analyzed for matching information to establish and verify identity and pinpoint their whereabouts. Probable crimes, terrorism and identity theft can be monitored 24/7 and as result crime would be impossible to commit. Eventually security and law enforcement would be replaced by robots. However, in the U.S. there are millions of people that make a living from fighting crime: police, lawyers, prison guards, private security and the media. Many of these people would lose their jobs. Obviously, the CRIMINALS and the CRIME FIGHTERS would try to stop the new crime prevention technology. We submitted motioncodes to the government, security agencies, and the media and with no surprise, we have received no response! What to do? We are going directly to the public and forming a membership organization ‘The Preventech Foundation’ to influence these CRIME FIGHTERS to introduce motioncodes crime prevention technology and replace the present archaic methods. The implementation procedure – motioncode chip can be put instantly in any surveillance camera. That is all it takes to be protected by the National Prevention Network. Please contact us and we will send you the details about the preventive devices and systems motioncodes@yahoo.com

  5. roin dela:

    The use of file shredding software as mentioned by Phillip is important in regards to keeping our personal information secure. I also feel that the use of encryption software should be endorsed as well. Titles such as StompSoft's Digital Vault and Portable Vault are effective and cost efficient ways to ensure the security of our personal electronic data and to further prevent the chances of becoming a victim of identity theft.